The only way to check is to put in another provider's (like Bell) sim card. It will tell you right away if it's locked.
You can call Rogers to get it unlocked, or buy the unlocked code on Ebay. I did the latter, and the unlocked code was sent to me very quickly.
As for your last comment, many people have moved on from SpeakOut to other carriers, especially those who need all the bells and whistles. I'm still here, and will be with SpeakOut as long as it's offered.